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Van Insurance – Don’t Leave Your Keys In the Ignition!...

In many places, law enforcement officials (the police) will write you a ticket if your vehicle is stolen because you left your keys in it. Insurance companies will not tolerate running vehicles and keys left in the ignition.

There were so many issues and thefts from people doing this that insurance company and law enforcement officials decided that it is the responsibility and the problem of the person who owns the vehicle.

This also includes leaving keys in the visor or anywhere else in or around the van. Keys should be locked up inside a business or on a person but not inside an unlocked van for someone to steal them. The compare van insurance exact quotes will tell you that this is not covered in your policy if you try to make a theft claim and the keys were in the vehicle.

According to van insurance companies they also exclude problems associated with mechanical work done to your vans. If you take your vehicles in for repair and then you have serious problems with your vehicle then they will not cover this.

It is not the problem of the insurance company if you lose value of your vans because of repair issues. You cannot try to file a claim because of this and it will immediately be denied if you try. Be careful about the types of people you have work on your equipment and the businesses you take your vans to for repair.

You are responsible for your own maintenance. Your insurance company will have nothing to do with the maintenance and any problems associated with the maintenance of your vehicles.

Your van insurance company will also tell you that if you have an employee that gets into trouble with the law while driving one of your vehicles and your van is confiscated and impounded or taken for destruction by the order of any government or local authority, it will not be covered.

The insurance company will not help you if your vehicle is ordered for destruction. Even if you have paid additional monies for the replacement vehicle clause, it won’t cover this.

You need to know that the employees that are working for you are good standing citizens and that they are not doing anything they should not be doing while they are working for you and driving your vehicles.

If you have the types of employees working for you that would run from the police in your company vehicles then you need to evaluate the type of people you are hiring. It is the risk you take when you hire people that might put your assets at risk. The insurance company will not help you if one of your employees has broken the law with your equipment.

When you compare van insurance quotes you need to think about the exclusions that exist for most insurance companies. You can beg and plead with most companies and they will still not add these exclusions in as coverage for you.

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